The goal is simple: to enable you to earn even more through your investments and your engagement on the platform.
📈 How to qualify? Loyalty Levels
The program is designed to be accessible and reward activity. It is structured into several levels: “Investor,” “Investor Pro,” and “Elite.”
To climb the ranks and unlock bonuses, you have two options :
- Increase the amount of your current active investments.
- Invite friends (referral) who sign up (KYC validation) and invest.
💡 Key point about referrals : To reach referral levels, the total combined amount invested by your friends is taken into account (for example, for the “Investor Pro” level, you need 5 friends who have invested a total of €7,000 between them).
Here is the level structure :
- "Investor" level : €5,000–€24,999 invested (OR 2+ friends who have invested €1,000+ in total)
- "Investor Pro" level : €25,000–€49,999 invested (OR 5+ friends who have invested €7,000+ in total)
- "Elite" level : €50,000 or more invested (OR 10+ friends who have invested €10,000+ in total)
🎁 What are the benefits and bonuses ?
This is the most interesting part! Depending on your level, you unlock several types of bonuses :
- 💰 Interest Bonus (Boost) : Receive an additional bonus on the interest rate of your new investments: +0.50% (Investor), +1.00% (Investor Pro), or +2.00% (Elite). This bonus is paid at the same time as your regular interest.
- 🤝 Referral bonus : Earn €20 (for you and your friend) when your referral invests a total amount of at least €1,000.
- 🏆 “Elite” referral bonus : If you reach Elite level, you will receive a one-time payment of 1.5% of your friend's total investments (calculated on investments made within the first 30 days after their KYC validation).
- 🔄 Quarterly reload bonus : A cashback (up to €100) is paid each quarter on your net deposits (the difference between your deposits and withdrawals) made during the quarter.
⚖️ New : The 10-day “Grace Period”
Debitum has built in flexibility. If a loan repayment reduces your active investment amount (for example, from €25,000 to €23,000), causing you to drop one level, don't panic !
You have a 10-day grace period to deposit or reinvest the difference (€2,000 in this example) and thus retain your status and benefits.
✅ How to participate ?
Participation in the loyalty program is free of charge.
- To benefit from this, you simply need to be a Debitum investor, give your consent to join the program, and have successfully completed identity verification (KYC).
- 👀 A dedicated “Loyalty progress” page has been added to your account so you can easily track your level, progress, and the bonuses you earn.
